ABOUT US
Digging Deeper to Develop Intelligent Surety Solutions
Our team’s extensive technical knowledge across multiple industries and in-person discovery process lead to better understanding of complex surety requirements.
Uncertainty can delay decisions. We provide confidence that projects will be completed as contracted.
A Superior Surety Experience
Customized Solutions
Our accessible, consultative service model ensures bond programs tailored to your specific project needs.
Financial Rating
Applied Surety Underwriters has entered into program administration agreements with multiple insurance carriers that allow the use of their licensed and US Treasury listed paper, carrying the following ratings:
North American Casualty Co., using carriers rated ‘A-’ Stable (Excellent) by AM Best, Siriuspoint America Insurance Company, rated ‘A-‘ positive outlook (Excellent) by AM Best, Argonaut Insurance Company, rated ‘A-‘ positive outlook by AM Best
Capacity
$250M single bond
$250M aggregate bond programs
*Up to $300 million for qualifying clients
“When a project involves unusual risks or requirements, such as minimizing environmental impact through the restoration of land, typical underwriting assessment practices can fall short. Applied Surety Underwriters takes a different approach by emphasizing a more thorough understanding of the engineering and other technical aspects of a project. This deep dive method helps us better match surety solutions to the project, protecting the obligee and the principal.”
- Josh Betz
PRESIDENT & FOUNDER
Josh Betz
Josh joined Applied Underwriters in March 2022 to oversee the launch of Applied Surety Underwriters. He brings 25 years of experience in underwriting and managing the needs of surety agents, brokers and customers. Prior to becoming part of Applied Underwriter’s entrepreneurial culture, Josh spent 14 years as president of Argo Surety, where he created one of the top 10 surety operations in the world from its startup phase, garnering the respect of agents, clients, reinsurers and underwriting associates for his drive and innovation. Before joining Argo, Josh held leadership roles in the surety space managing large commercial and contract surety clients at Travelers, CNA, and Reliance Surety.
Offered through Admitted carriers, Applied Risk Services Inc, Licenses available on request or in California through AU Insurance Services, Inc: California License Number 0D78336.
©2025 Applied Underwriters, Inc. Rated 'A-' (Excellent) by AM Best.